Machine-translated by Google (Hindi and Kannada are dedicated AI-translated pages, not reviewed by a native speaker). Medical and scheme information may lose accuracy in translation — always follow your own doctor's instructions and verify scheme details on the official portal.
India · Interactive Tool
Which schemes might be worth checking?
Answer 4 quick questions and get a starting list of Indian government schemes worth looking into — UDID, ADIP, PM-JAY, Ayushman Vay Vandana, and more. Takes under a minute. Nothing you enter is saved or sent anywhere.
12 min read
Important: this tool only suggests schemes worth checking based on your answers — it cannot determine actual eligibility, which depends on full documentation and the scheme's own assessment. It is general information, not medical, legal, or financial advice. Always verify current details on the official portal linked in your results.
💡 Key point
Most of these schemes are not "either/or" — many families end up applying for two or three at the same time (for example, a UDID card alongside PM-JAY hospital coverage). Don't rule one out just because you're also pursuing another.
🎫 Common misconception
A ration card (BPL / APL / Antyodaya) does not, by itself, decide PM-JAY (Ayushman Bharat) eligibility. PM-JAY eligibility is based on the SECC 2011 socio-economic census — specific household deprivation and occupational criteria — not ration card colour or category. A family holding an APL card can still qualify if they meet SECC criteria, and holding a BPL card doesn't automatically guarantee coverage either.
If a hospital help desk tells you someone "doesn't qualify because of APL," that's not the final word. Check the family's own name directly at mera.pmjay.gov.in or call the national PM-JAY helpline 14555 yourself, rather than relying on a verbal answer at the counter.
1. What is this mainly about?
2. Age of the person needing care
3. Do they have — or are they pursuing — an official disability certificate / UDID card?
4. What kind of support are you mainly looking for right now?
Answer all 4 questions above to see your results.
Schemes worth checking
This is general information, not medical or legal advice. It does not replace proper medical care. Always seek immediate emergency care for a suspected spinal injury, and consult your treating doctors, hospital, and — for scheme/eligibility questions — the official government portals linked on this page. Every statistic and scheme detail here is cited to its source below; sources, thresholds, and portals can change, so verify current details before relying on them.
✓ Scheme names, thresholds, and cost figures on this page were last checked in September 2026 — always confirm current details on the official portal before relying on them.
Common questions
Does this checker tell me if I'm actually eligible for a scheme?▾
No. It only suggests which schemes are worth checking based on what you've told it — actual eligibility depends on full documentation and is decided by the scheme's own portal, hospital help desk, or government office. Always verify on the official portal before assuming coverage.
Does a ration card (BPL/APL) decide whether someone qualifies for PM-JAY?▾
No — not by itself. PM-JAY eligibility is based on the SECC 2011 socio-economic census (specific household deprivation and occupational criteria), not ration card colour or category. An APL card does not automatically disqualify a family, and a BPL card does not automatically guarantee coverage. If you're told otherwise at a hospital desk, check the family's own name directly at mera.pmjay.gov.in or call the PM-JAY helpline 14555 rather than relying on a verbal answer alone.
Does this checker store or send my answers anywhere?▾
No. Everything runs in your browser only — nothing is saved, transmitted, or seen by anyone, including PostOpCare India.
Is this medical or legal advice?▾
No. This is general information to help you know which official schemes and portals to check next — not medical, legal, or financial advice. Always consult your treating doctors and the official government portals linked on this page.
Not medical advice. This website provides general health information only. It does not replace professional medical advice, diagnosis, or treatment. Always consult your doctor or qualified healthcare provider.
In a medical emergency
112National Emergency
108Ambulance
By continuing you acknowledge this is an informational resource, not medical advice.